Olympic gold medalist Mary Lou Retton has been battling severe pneumonia in a hospital intensive care unit, daughters of the famed American gymnast said....
You shouldn’t need health insurance. You should be able to get inpatient and outpatient care with tax payer funds and not walk away with a bill. As a country we should value the lives of the people living here more than we do.
The Federal Trade Commission on Wednesday proposed a rule to ban any hidden and bogus junk fees, which can mask the total cost of concert tickets, hotel rooms and utility bills....
The Hamas attack on civilians does not justify the Israeli attack on civilians and vice versa. There is little comfort for the victims of these attacks when you say it was an accident as part of war.
A nanny who worked for families across Southern California was convicted Tuesday of sexually assaulting 16 young boys in his care and showing another boy child pornography, prosecutors said....
I am asking this question because the young adult in question, is me. I am to move out in a few years, and it feels impossible to move far away from my hometown (which I want). I have no idea how to juggle both finances, a job, and the move itself. With the global inflation going on, it feels impossible getting hold of a decent...
Find a certified financial planner or the equivalent in your country (but walk away immediately if they start trying to sell you on whole life insurance or some other scummy products). You want someone who will act as a fiduciary and give you sound financial advice that’s for your benefit and not theirs. At a young age, having that grasp of some financial concepts like what it takes to retire, what kind of emergency fund you need, how to protect your money from taxation as much as legally possible, what your budget should look like compared to other financially sound individuals, etc will make your life so much easier. I can’t give you any advice beyond “seek out a fiduciary of some sort” because I don’t know the specifics of your country in, however if you can save and invest instead of burying yourself in high interest debt, you’ll be doing future you a huge favor.
Also, travel while you’re young and don’t have kids because they’ll take up a lot of time and it’s difficult to travel with little ones.
Take care of your whole body. This includes your eyes, ears, teeth, mind, brain, and all your extremities and vital organs. Eat a variety of nutritious foods at appropriate calorie levels to maintain a healthy weight, brush your teeth, do your cardiovascular exercises and resistance training, and see a doctor and dentist regularly.
Stick with school, especially if it’s free. It is hard paying off debt from school without a degree to help you.
Back in the old times, on the sites I log in regularly, my browser filled in both username and password. I clicked “Log in” once, and I was set to go....
Tipping culture is capitalists telling workers it’s their fault for not making enough money. It’s true though, because workers don’t organize nearly enough to change the culture. People should stick up for themselves and their fellow employees and demand a better wage and benefits.
Russians should probably oust their leader and withdraw all forces from Ukraine. When war is at your front steps, I imagine it feels a little different than when it’s in another country.
“only 14% of grizzly bear attacks are fatal” seems like this just downplays the danger. If a product on the shelves had “only 14%” chance of causing cancer people would be livid.
Iran can produce fissile material for nuclear bomb in 2 weeks - US says Report: Iran not pursuing a weapons program at this time, has the capacity to produce enough fissile material for a nuclear bomb in less than two weeks. By JERUSALEM POST STAFF OCTOBER 1, 2023...
Reddit said Wednesday that the platform is revamping its privacy settings with an aim to make ad personalization and account visibility toggles consistent. Most notably though, it is removing the ability to opt out of ad personalization based on Reddit activity....
Just make state universities and community college funded by corporate tax dollars. If you want to demand a degree for a job, you need to fund those educational programs that can pump out those workers.
I’m going to visit my grandfather this weekend. His house smells like a skunk rolled around in some rotten cabbages, died, and got eaten and pooped out by a water buffalo. Thankfully I dont have to sleep there, but I do have to visit for a few hours, a couple days in a row. Last time, I wore a mask with mint toothpaste rubbed...
creditnews.com Record-low housing affordability is setting off a vicious cycle | Creditnews 4 - 5 minutes
Housing affordability has reached an all-time low in the U.S., according to data from the National Association of Realtors (NAR).
The NAR’s latest Quarterly Housing Affordability Index shows that affordability plummeted to 92.7 in the second quarter of the year, down from 101.8 in Q1 and 169.9 as recently as 2020.
A score of 100 indicates that a household with the median U.S. income has 100% of the funds necessary to qualify for a mortgage on a median-price house. Anything below that, and most households can’t really afford to buy a home.
The situation is even worse for first-time buyers, with NAR’s index showing that affordability for this group has slumped to 61.4, down from 67.4 in Q1 2023 and from 111.9 in 2020.
In other words, first-time buyers with a median income today have roughly 61% of the income to qualify for a mortgage (assuming a 20% down payment).
High interest rates and stagnant or falling real incomes are the main causes of this drop in affordability. If these indicators worsen, Americans will have a lot more to worry about than mass foreclosures.
Housing is not only the bedrock of the economy; it has knock-on effects that could reach all the way up to the Oval Office. Big cities hit the hardest
The situation may look even grimmer depending on where in America you live, with some metropolitan areas scoring much lower on the affordability index than others.
In the New York-Jersey City-White Plains (NY-NJ) area, for example, affordability has declined from 121.1 in 2019 to 72.4 in 2022, the last available year with complete data.
In Salt Lake City, the same measure plummeted from 134.5 to 82.5 over the same period, while in Boston-Cambridge-Newton it has fallen from 123.9 to 87.6.
These are only a few examples of the unaffordability of homes in populous American urban areas, with every metropolitan area witnessing declines in affordability since 2019.
The cost of mortgages isn’t only a problem for anyone who’s ever dreamed of owning their own slice of America, since it also has serious consequences for the wider U.S. economy.
Living costs, which include mortgages and rents, tend to impact consumer spending, with surveys this year showing that as many as 92% of Americans have cut back on their spending due to rising prices.
That Americans have less money to spend because of housing unaffordability is also indicated by the rising rate of foreclosures, which rose by 7% in August compared to the previous month.
The problem with declining spending is that it has knock-on effects on businesses, which experience lower revenues and profits as a result. In turn, a decline in their revenues and profits may ultimately hurt U.S. stocks, which by extension can hurt investment portfolios and pensions, creating a vicious circle.
Investment strategists are warning of a “meaningful earnings recession” for stocks. According to Morgan Stanley, the earnings of S&P 500 companies are expected to fall 16% this year. Affordability gets political ahead of election year
Frustration in the housing market could make its way to the White House as more disgruntled voters seek solutions to the affordability crisis.
President Joe Biden has launched several attempts at mitigating the current crisis, with his administration introducing a Housing Supply Action Plan in 2022 and also including measures to help households in his latest budget.
Yet the NAR’s data makes it clear that such measures haven’t had much effect. According to CBS, Biden’s approval rating has declined due to a “lack of home affordability,” among other factors related to the economy.
The apparent failure of housing policy means that many Americans will continue to struggle to make ends meet, which in turn could lead to more political disaffection.
And the problem could get worse in the pivotal election year. Home prices—as high as they are—will likely rise in 2024, according to the NAR.
BROOKLYN, Ohio – An Ohio high school football coach resigned Monday after his team used racist and antisemitic language to call out plays during a game last week....
The “don’t be so sensitive, it’s only a joke” thing is how a lot of people start off as racists. When you minimize those things the step to full blown KKK is an easier one.
I think I’d rather have very dense population centers with intermixed accessible green spaces would be far preferable to the sprawling suburbs like you see in Texas
An Alabama inmate would be the test subject for the “experimental” execution method of nitrogen hypoxia, his lawyers argued, as they asked judges to deny the state’s request to carry out his death sentence using the new method....
I always think about Destin from Smarter Everyday when I think about hypoxia. He does such a great job at articulating what he experienced and how difficult it was to know what to do in that moment.
Olympic gold medalist Mary Lou Retton battling pneumonia in intensive care (www.nbcnews.com)
Olympic gold medalist Mary Lou Retton has been battling severe pneumonia in a hospital intensive care unit, daughters of the famed American gymnast said....
The Federal Trade Commission proposes a ban on junk fees and says hidden charges push up prices (apnews.com)
The Federal Trade Commission on Wednesday proposed a rule to ban any hidden and bogus junk fees, which can mask the total cost of concert tickets, hotel rooms and utility bills....
Ring a bell and I'll salivate. (lemmy.world)
An Israeli airstrike kills 19 members of the same family in a southern Gaza refugee camp (apnews.com)
like any other celebrity (feddit.de)
Nanny convicted in California of sexually assaulting 16 young boys in his care (apnews.com)
A nanny who worked for families across Southern California was convicted Tuesday of sexually assaulting 16 young boys in his care and showing another boy child pornography, prosecutors said....
It's high quality art (startrek.website)
[email protected] (startrek.website)
What advice would you give a young adult about to move out?
I am asking this question because the young adult in question, is me. I am to move out in a few years, and it feels impossible to move far away from my hometown (which I want). I have no idea how to juggle both finances, a job, and the move itself. With the global inflation going on, it feels impossible getting hold of a decent...
"We care about you" by Work Chronicles (workchronicles.com)
Source: workchronicles.com/we-care-about-you/...
What is it with services now separating username and password fields?
Back in the old times, on the sites I log in regularly, my browser filled in both username and password. I clicked “Log in” once, and I was set to go....
Not today, sorry. (startrek.website)
Russian Kh-59 missile factory struck by multiple drones: Ukraine (www.newsweek.com)
Grizzly bear kills couple and their dog at Banff National Park in Canada (www.cbsnews.com)
Tom Hanks says AI version of him used in dental plan ad without his consent (www.theguardian.com)
Tom Hanks has warned fans that an ad for a dental plan that appears to use his image is in fact fake and was created using artificial intelligence....
You had unrestricted access to the internet as a child, didn't you? (iusearchlinux.fyi)
Iran can produce fissile material for nuclear bomb in 2 weeks - US says (www.jpost.com)
Iran can produce fissile material for nuclear bomb in 2 weeks - US says Report: Iran not pursuing a weapons program at this time, has the capacity to produce enough fissile material for a nuclear bomb in less than two weeks. By JERUSALEM POST STAFF OCTOBER 1, 2023...
everyone fights... (feddit.de)
Florida girl, 16, dies after being struck by lightning while hunting with her dad (www.nbcnews.com)
A 16-year-old girl has died after she was struck by lightning while hunting with her father in Florida, officials say....
Famous Sycamore Gap tree at Hadrian’s Wall found cut down (www.theguardian.com)
Police investigating after former tree of the year winner, estimated to be several hundred years old, felled...
It's always the ones you suspect (startrek.website)
It's the grease that makes it perfect (lemmy.dbzer0.com)
Reddit is removing ability to opt out of ad personalization based on your activity on the platform (techcrunch.com)
Reddit said Wednesday that the platform is revamping its privacy settings with an aim to make ad personalization and account visibility toggles consistent. Most notably though, it is removing the ability to opt out of ad personalization based on Reddit activity....
New rule will cut federal money to college programs that leave grads with high debt, low pay (apnews.com)
How do you turn your nose off or deal with a heinous smell?
I’m going to visit my grandfather this weekend. His house smells like a skunk rolled around in some rotten cabbages, died, and got eaten and pooped out by a water buffalo. Thankfully I dont have to sleep there, but I do have to visit for a few hours, a couple days in a row. Last time, I wore a mask with mint toothpaste rubbed...
Look at them going about their lives, unaware of what's to come. (startrek.website)
Surveys show that as many as 92% of Americans have cut back on spending due to rising prices. Record-low housing affordability is setting off a vicious cycle. (creditnews.com)
This is a PSA (startrek.website)
Wedding pricing makes so much sense. (lemmy.ml)
Ohio high school coach resigns after team's 'Nazi' playcall (www.espn.com)
BROOKLYN, Ohio – An Ohio high school football coach resigned Monday after his team used racist and antisemitic language to call out plays during a game last week....
Several injured after UAW strikers hit by vehicle (www.mlive.com)
What do I google to figure this one out? (thumbsnap.com)
deleted_by_moderator
Teacher busted after students find her meth at family fun night: police (www.foxnews.com)
What's with ~employers~ scammers using secure messengers for hiring these days?
My GF has two nibbles on her resume, and both want her to communicate through either Signal or Telegram....
Do you wipe standing up or sitting down
I was taking my daily mid-morning poop today and while I was wiping, I thought, I wonder how most people wipe....
California governor signs law requiring gender-neutral bathrooms in schools by 2026 (www.cnn.com)
California Gov. Gavin Newsom has signed a law requiring K-12 schools to provide gender-neutral bathrooms by July 2026....
Destroying your public transit infrastructure speedrun. (feddit.de)
Alabama inmate opposes being ‘test subject’ for new nitrogen execution method (apnews.com)
An Alabama inmate would be the test subject for the “experimental” execution method of nitrogen hypoxia, his lawyers argued, as they asked judges to deny the state’s request to carry out his death sentence using the new method....
Don't ask me which ones tho, cuz I'm an old (lemmy.world)
Majority of Americans continue to favor moving away from Electoral College (www.pewresearch.org)
65% of U.S. adults say the way the president is elected should be changed so that the winner of the popular vote nationwide wins the presidency.