Theoretically the situation with bank to bank money transfers should be improving - the replacement for the ancient, slow ACH system went live a few months ago. Of course it will likely take several centuries for a critical mass of banks to support it, but there has been some progress at least.
I’ve been a software engineer for eight-ish years. No matter the industry or company I work for, a few times a year I encounter some arcane bug that turns out to be caused by dst or time zones or freaking leap seconds or clocks going backwards somehow. If I had my way we would all just be on GMT.
What I mean is… sometimes people are very loyal to a videogame franchise or a company because they loved a game they released years ago (Silent Hill/Konami with Silent Hill 2, Blizzard/Bethesda with their respective golden eras, some could argue this happens too with Pokémon and Final Fantasy, etc). Ethical/consumer reasons...
The “cord cutting” trend cable execs spent a decade claiming was a fad just broke another round of new records. According to Leichtman Research, major cable TV providers lost another 1.7 million subscribers last quarter, as users flock to streaming, over the air TV, TikTok, or, you know, books. Roughly 17,700 customers cut...
Another fun fact: Major General was originally Sergeant Major General, which is why Lieutenant General is a higher rank even though Majors outrank Lieutenants.
I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same...
Hey man, first off I’m sorry for the situation you’re in. I’m not sure if you are looking for commiseration or advice, so if I offer some please know comes from a place of love.
I was in a similar spot to what you’re describing. I am not going to suggest that you can budget your way out of poverty - that’s absurd, the only long term solution (aside from fixing a lot of broken systems) is more money.
That being said, this is something that made my situation more bearable. I cut up all my credit cards. I created two checking accounts, one for bills and one for everything else. I added up all my monthly bills and divided them by the number of pay periods in a month. I split direct deposit so that one checking account got the bill money and the other the rest. I never touched the bills account outside of depositing money and paying bills - I kept the physical debit card locked in my closet.
This helped me keep on top of my bills and keep an eye on how much discretionary money I actually had to spend. I found the alternative was piles of late fees when I forgot that x bill was coming out of this pay check and I stupidly bought a donut that week or whatever (man it sure is expensive to be poor).
Like I said, it’s not a solution and I don’t know your situation. No amount of budgeting is going to help if you don’t have the income to cover your expenses, and I wish that that fact wasn’t treated as a moral failing by so many people.
That’s 100% true. After a certain point, I migrated from using my “bills” checking account for everything to using a credit card with cash back rewards, and paying that off every pay period rather than using the checking account. But, that is only useful advice if you are already out of debt - if you’re carrying a balance on your credit card, rewards are likely not going to out pace your interest accumulation. It’s also a good idea to try to fit in as much savings as you can - any little bit in a money market account making you money is a good thing, and invaluable when an emergency comes up. But again, that is very very dependent on your financial situation, and may not be realistic to many people.
I’m glad to read that! I hope it helps. I would also recommend joining a credit union if you’re eligible and not already a member. They will typically have much better rates and lower fees on various services. Also, doing this math can be depressing - I remember having weeks where I had like $30 to cover gas and food. If you find yourself in that situation, dried beans and a second-hand pressure cooker are a much healthier alternative to the usual ramen packets.
I haven’t tried this Switch port, but the new engine that launched with this update really improved the frame rate, especially at the end of a run. I went from barely double digit fps to a mostly steady 60 on my Steam Deck.
There are a lot of news articles about “back to the office”, but they recirculate the same bad ideas. Let’s provide some new ideas for the media to circulate. It may also have the effect of making the office less terrible....
I agree 1,000%. I have been remote for the last five-ish years; I can count the amount of times I’ve actually needed to go into an office on one hand. At home I have: a giant ultrawide monitor; a quiet, private, office; gigabit internet; dog. How would I be more productive commuting to an office to listen to sales people banging gongs and ringing bells all day while I work in a cubicle on a single 19" monitor? All my teammates are in other cities and states, my code is checked into GitHub and mostly deployed to IaaS - and even our “on-prem” infrastructure is in another state.
It’s amazing that, after nearly a decade of development, WearOS watches still barely eek out a day of use - and that’s only if you don’t use most of the advertised features. God forbid you use sleep tracking and track a workout in the same day, because you’ll be charging 2-3 times that day.
Japan is living in the future that the 1990s dreamed of. (startrek.website)
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‘Booty Patrol’: Florida deputies warn drivers of truck impersonating law enforcement (www.msn.com)
https://lemmy.world/pictrs/image/2bc8474a-07a0-415f-acaf-cd2be80a9de0.png...
What are some alternative to soulless videogame franchises?
What I mean is… sometimes people are very loyal to a videogame franchise or a company because they loved a game they released years ago (Silent Hill/Konami with Silent Hill 2, Blizzard/Bethesda with their respective golden eras, some could argue this happens too with Pokémon and Final Fantasy, etc). Ethical/consumer reasons...
Why not just let people use opioids? It's cheap. People like it. Arguably healthier than weed, alcohol or tobacco. Addiction isn't an issue if you can stay supplied.
Hell freezes over, MS Paint adds support for layers and PNG transparency (arstechnica.com)
Automated background removal was also added recently.
A New Low: Just 46% Of U.S. Households Subscribe To Traditional Cable TV (www.techdirt.com)
The “cord cutting” trend cable execs spent a decade claiming was a fad just broke another round of new records. According to Leichtman Research, major cable TV providers lost another 1.7 million subscribers last quarter, as users flock to streaming, over the air TV, TikTok, or, you know, books. Roughly 17,700 customers cut...
Anon is the very model of a Russian Major General (sh.itjust.works)
What's this, Doc? (i.imgur.com)
Cuba uncovers ‘human trafficking ring’ recruiting for Russia’s war in Ukraine (www.theguardian.com)
How do you deal with being broke?
I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same...
Vampire Survivors - Launch Trailer - Nintendo Switch (www.youtube.com)
Rich People (i.imgur.com)
What would get you "back to the office"?
There are a lot of news articles about “back to the office”, but they recirculate the same bad ideas. Let’s provide some new ideas for the media to circulate. It may also have the effect of making the office less terrible....
Exclusive: Google Pixel Watch 2 to feature UWB, new chipset, and more (www.androidauthority.com)
tl;dr:...