I’ve not been able to find anything similar to Privacy.com in the EU. I also read that Privacy.com makes it difficult to delete your account and they aren’t clear on what they use your data for. I would assume that using a card via your bank would be more secure since they’re bound by finance privacy laws (I think). I’ve heard of bunq.com, but personally have never used the service, so can’t give an opinion on them, but maybe that’s what you’re looking for.
That is why it is important to promote the use of crypto and use crypto as much as possible. There are many online stores and services that take crypto.
If you wish to only use Monero but a store only takes bitcoin, use a swap service when paying.
And most of them aren’t anonymous at all. You can correlate transactions pretty quickly, because every transaction is on the chain. You can track where every bitcoin went. As soon as you break one link you can follow the chain.
Good luck doing that with cash.
Blockchain has a few - really only a few - somewhat compelling use cases. Currency isn’t one of them.
If your purpose for using cash or Monero is privacy, that’s fine. If your purpose is to avoid paying fees to third parties just for the privilege of paying by a certain method, the swap service just takes the place of Visa/Mastercard.
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