Use Linux, uBlock, other Free Software. Change the operating system on my phone to LineageOS or GrapheneOS, get my Apps from F-Droid. Don’t sign up everywhere with my real phone number and birthday.
(Regarding the original question: I’d say secure passwords and 2fa is more security than privacy?!)
Custom ROMs will always be broken with selective bank apps, period. Best to not root or flash a ROM if you want to live your life instead of tinkering like a teenager.
I don’t use any “pay” apps. I got a card from my bank, I just use that to pay. So i don’t know. But the banking app that generates tan codes, shows the balance and so on works fine.
I prefer GrapheneOS for my main phone. It just works and has sane default settings. On other devices I prefer LineageOS for microG. And i can root Lineage which is handy for development.
Different randomized username on everything I sign up for. I do it so you can’t google my username on one platform and find me on another. Each account also gets its own unique email address.
Same domain. Every email is just the username it’s associated with @ the domain (Not gmail). The passwords are different between account and email (And no two accounts anywhere share passwords).
As of right now I have 19 already-created email accounts just waiting to eventually be associated with some account I’ll make for some service in the future. Any time I get low I’ll make a bunch more at once. I have almost 60 accounts across the internet using this system already. It does get a bit annoying when certain sites want to email me a login code every time I log in.
I personally pay the extra $1.50 for iCloud+ (due to the extra storage) and that comes with “hide my email” - which lets you generate an alias specific to the site you’re signing up on.
Then if I get sick of the site or I feel it’s getting spammy I just delete the alias
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