The saddest part about it is that although what you said is true, that doesn’t guarantee that the sum won’t grow. What I pay back is not even covering the interest, and it keeps growing. It may be that I’m going to pay that “tax” for my whole life, which is ironic because I dont even work in the same industry as the education I’m paying back for.
Right now? Literally just about anything. My fiance left me last week to “figure herself out” after 9 years together and soon I might be homeless and my credit cards I took out to help her over the years are months behind on payments. So yeah, anything.
Okay, that sucks. Might want to get in touch with as many companies as you can, explain the situation and see if you can work something out.
If you can communicate that you’ll need more time, I think they would prefer that over not getting any money at all.
When you are in deep shit like this, speak about it. Let everyone who you still own money know that you want to, but cannot pay right now and you want to work out an arrangement.
Also check if the government has a program to assist with debt. Be proactive, people are more willing to work with someone that is taking action to change things up.
The worst thing you can do is stop opening mail and just ignore it. It will only make the problems bigger. Get help, anywhere you can.
Good luck.
Edit: depending on your country and relationship with your employer, consider informing your employer too. Some employers are willing to work something out with you if you explain how it happened and how you want to get out of it.
Better make that $100 trillion (a rough estimate of the world economy’s nominal value) to make sure you don’t cripple our whole civilisation, as it would allow you to pay for basically every single company on the planet, all of which would suddenly have to invest a lot of money to move at least some of their IT infrastructure over to a GNU/Linux equivalent, much of which may not even exist yet and would have to be built from scratch.
Fuck that shit. I’ll release all Microsoft code under GPL so people can figure their own shit out. As for people who built their business on Azure? The will reap what they sowed.
Make me your king, and I will take us to the GNU-Slash-Linux holy land.
Hah, thanks, appreciate that! It’s all good, I’m saving up bit by bit. Just can’t quite justify the whole cost at once, you know? But I’ll get there, same as with everything else.
It’s really not very exciting, it’s just a minimalist little city builder thing. More of a “prove I can make and release a game” type project than anything that’s gonna make me famous! Learning Godot engine at the same time which has been half fun, half frustrating as hell :D
(recently started a devlog channel so if you really are interested, this is me, but there’s not much there yet)
We aren’t crazy wealthy, but we have enough equity in a high value real estate market that if we sold our house and moved to many places I’m the world we could live well without being required to work. As a result we have asked ourselves many times: “where would we go and what would we do?” And don’t have a better place then we are (near both our families) or our current jobs. Our kids are in school, so traveling is limited, since we don’t want to make home schooling our job.
The only thing I wish we could afford is first class airfare when we do fly once a year or so, but I wouldn’t call that life changing.
The least amount? 20k US would halve my credit card debt and give me a leg up on getting the rest paid off. 40k would give me a jump start on finally rebuilding. Given I’m in my 50s though and with the state of the world, I’m likely to be making credit card payments until the day I die.
52 here, much the same story. Started getting paid for the first time in life, went a little nuts with credit. $20K would knock most of it out.
OTOH, I got most of the things I’ve wanted in life before inflation exploded, so I got that going for me.
Also, about to get no less than $50K for the last of my inheritance. That damn well pays of Habitat for Humanity on our home.
Do the Dave Ramsey thing! Focus on your smallest debt, pay it off. Go for the next one. And the next.
I can dig out in the next 2 years. My wife just took a second job, and while that sucks, she’s happy to do it so she can contribute more to the household.
However much for a house, so at least 750k, but probably more like 1.2 million if you want to home that is near a rail station. I’m not moving back to a rural state that hates me and people like me.
That seems like a lot for this question but it’s honestly the only thing that significantly would. Cars and goods are great but just materialistic and I can live without them just fine. But give me a place for my family and I to live and our lives would be significantly improved, because we’d not have to deal with landlords, renting, we could modify the house to our needs, have pets and not stress about constant rent hikes and the possibility of being evicted.
I think everyone should have the opportunity to own their own house and politicians are betraying society and entire generations of people by doing things that work heavily against it.
Enough to leave eu-cool back to South Africa for good since quality of life and the political landscape is worsening to the extent where I might even be in some degree of danger. Also work hasn’t allowed me to leave for the Friday prayer, so there’s that. I do get paid on Monday so after bills that leaves me with a little over €5,000 saved. The extra money would pay for the flight, buying a 1BR apartment outright with maybe spending a few grand on renovations and living expenses would be covered for at least 3 years, leeway to find an income.
I suppose the silver lining is that I am able to add an extra €400 a month to my savings, so this goal is at least materializing albeit slower than I’d like.
$300. I am on disability so my income is tiny. I’ve just moved into a shitty old house with a bunch of strangers and still spend more than half my income on rent, but I’m finally not losing money every month. $300 would give me just enough buffer to put my head above water and keep it there.
I think about 1k USD would improve my life a lot at the moment and in the future. I’m in the process of moving countries for a job and I need to have my things shipped. I already live abroad, so I can’t leave anything behind. Anything I cannot afford to ship I will have to give away or dispose. With all the moving expenses, I have no idea how much money I have left for shipping, but 1k would allow me to ship everything stress free.
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