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So i got into a disagreement with ChatGPT about whether you earn more interest overall if you contribute daily rather than monthly, if the overall contribution over 1 year is the same....
Vehicles under $15k are 1.6% of the market, and their share of the market has dropped over 90% since 2019. The old advice that you can get a beater and drive it in to the ground for $5k hasn't been true for years but it still seems pervasive in personal finance spaces.
Came across this tool on HackerNews last week and gave it a try and thought it was a really comprehensive (in my experience) tool for doing long term financial planning yourself....
About a year ago I hired a financial planner to manage assets in my retirement accounts but am starting to think about doing it myself....
After years of Mint I’ve decided to look for other options. Im considering doing it myself in a spreadsheet but before I go that route (not ideal) I thought I’d see if anyone had recommendations on good basic family-budget apps. Would be great if it could link with bank accounts but I’m open to anything at this point.
About is not up to date, for pf, need age brackets and all the other wikis...
cross-posted from: lemmus.org/post/167976...
Gross domestic product was expected to increase at a 2% annualized pace in the second quarter....
Is there a general rule of thumb on student loan interest rates and whether or not it’s better to pay off ASAP vs invest in an index fund? Sold a lot of company stock from an ESPP and RSU program that happens to be the value of our household’s student loan debt that is just entering repayment after graduation. Can’t tell...
The quarter percentage point increase will bring the fed funds rate to a target range of 5.25%-5.5%....
I have a comprehensive financial plan and look to have up to 48k in about one years time saved. With 16k on hand after paying off my student loans this October which will likely start the one year plan....
/r/personalfinance was one of my more frequented subreddits and I find it pretty valuable. I figure I should try to help get the ball rolling over in the Fediverse and it seems like this is the most active substitute so far....
Like Peter Lynch says, invest in what you know. It would be cool if your round-up could buy a fractional share of whatever business you shopped at. If that company isn’t publicly traded, you could set a stock for it to default to....
Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?...
Can’t credit the OP at this time, unfortunately. Still trying to navigate lemmy on mobile....
In an effort to get more activity in this community, I’d like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you’re offered have HSA. With HSA plans and employer HSA contributions I found it’s actually quiet difficult to do all the math to...
I, like many here, have migrated over from reddit and trying to recreate all the subreddits I’ve been subscribed to. The ones I miss the most are personal finance and investing. I found this one but there doesn’t seem to be much activity here?
I’m a second year Penn State student. The college gave me money to go to an alternative campus. Because of federal loans I was able to afford it. however I was not applicable for the PLUS loan because of credit score. I transferred my campus to Penn State since those are the classes I need for Nuclear engineering and the cost...
Steps for 🇨🇦 taken from reddit.
I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process....
A general guide to your personal finance.
