If you can’t afford 13 dollars a month for that piece of mind then maybe be more careful with your expensive handheld electronics.
All phones risk cracking a screen if you drop it. It isn’t a guarantee that will happen. If you football spike your phone into the street and expect it not to break extensively you are an idiot.
The braided cable that ships with the phone is a nice touch. Upgraded from 14 pro to 15 pro so as soon as I put it in the case it’s basically the same phone but slightly lighter.
The silent icon next to the time annoys me but you do need some sort of indicator with the switch being removed.