I have about 80% in index funds and Roth IRA that I never plan on touching until way later. About 15% in Ally savings account at 4.5%, and the rest on hand. The nice thing about Ally is that you get the nice interest rate, and you can pull from that pretty easily.
My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we’ll use a 0% APR promotion for bigger purchases....
This is where I’m at. I’m in my early 40s, and have a family. My job is pretty low stress and I have a great work/life balance. Everybody is happy. If it isn’t broke, don’t fix it.
Found mine before I really had a career. Ambition can also be saving for retirement and post work life. I am also a DIY person, I rack that up to having hobbies and wanting to learn stuff outside of work.
I read a lot of biographies about people who’ve made boat loads of money, and one of the big sacrifices of that is family. You just don’t have enough time for making money all the time and managing a family.
I’m new to it all so I registered on lemmy.world and subscribed to several communities. I also registered and subscribed to the same communities on lemmy.ee. When lemmy.world is down, I use lemmy.ee, but those subscribed communities that are local on lemmy.world are no longer accessible. I thought communities synced over instances so if an instance goes down, communities are still accessable. Is this not true?
High yield savings, money markets, CDs, or T bills?
Where all my cash hoarders at and where do you park your savings?...
Which credit cards do you use for maximum rewards?
My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we’ll use a 0% APR promotion for bigger purchases....
What temperature do you keep your thermostat at?
Title. We keep ours at 75F, parents do 77F, and in laws 68F. It made me curious what everyone else keeps theirs at?
Are you satisfied with your current pay?
Trying to get to know the community a bit more....
CBT Panic Emulator (By: VaporShark) (files.catbox.moe)
CBT Panic Emulator is a very short walking simulator about someone who experiences panic disorder....
Road Rash (Gen/MD) OST - Rob Hubbard, Michael Bartlow (www.youtube.com)
What are your criteria for choosing an instance other than Lemmy.world?
Hello everyone,...