efstajas

@[email protected]

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efstajas,

Did you read the article? Unless someone had physical access to your (unlocked) phone and was able to pin an app, then tap it against specialized hardware (unlikely you could get a normal card terminal to run this exploit), it’s extremely unlikely that this is how your details got stolen.

efstajas, (edited )

Skimmers are not a thing for Google Wallet / Apple Pay, no. Both these services use tokenization for transactions, meaning that even with your phone unlocked, no-one could grab anything via NFC that would allow triggering a transaction later, let alone clone your card. Even in this specific scenario described in the article (which requires your phone to be in the hands of the exploiter), the CVV of the card wasn’t exposed, so no-one can actually trigger a payment with this info except if they also have your physical card to read the CVV.

Google Wallet / Apple Pay are a million times safer than using your physical card, because the most common skimming attacks either just grab the magnet strip info if available or literally just read the info off the card optically including CVV, which allows for online transactions. None of these things are a concern with Google Wallet / Apple Pay.

But hey you know best right?

I worked as a TPM in financial services for almost 5 years, so yeah I think I’d know.

It was specifically stolen from Google Pay and contactless payments.

It wasn’t.

efstajas,

Many real scams are not this obvious, plus a lot of old people are senile to some degree, which these scammers are exploiting. My grandma was contacted by “her bank” about verifying her identity, and after a few minutes of establishing a backstory they asked her for her debit card info including CVV. It all sounded very legit, and they even “transferred her to another department” with hold music and everything. Luckily, she didn’t fall for it.

efstajas,
  • privatized, poorly regulated health insurance.
efstajas,

How are day one patches a “scam” exactly? Maybe they’re inconvenient, but calling it a “scam” is a bit of a stretch. There’s really nothing malicious about the idea at all. Also VAC bans, really?

efstajas,

Why are you so worried about whether a giant corporation makes more money?

Tbf there are a shitton of severely underpaid independent artists on Spotify that make a laughable amount of streaming revenue. They’d at least somewhat benefit from a higher $ / stream rate

efstajas,

White noise means your mp3 is basically the size of the uncompressed data

You’re forgetting that mp3 is a very lossy compression algorithm that’ll happily discard much of the frequency spectrum, which in the case of white noise actually would be a pretty significant amount of data.

efstajas,

Das finde ich wirklich so eine komische Meinung. Es ist Frakturschrift – noch nicht Mal ähnlich der, die die Nazis benutzt haben. “Diese Aktion” von YouTube ist ja noch nicht Mal auf Deutschland beschränkt. Meinst du YouTube sollte den World Calligraphy Day nur in Deutschland nicht feiern, weil die Nazis mal Frakturschrift benutzt haben?

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