Assuming it’s a 1:1 match and is immediately vested they would technically still gain more money by contributing, immediately withdrawing all of it, and paying the associated taxes and fees.
So it’s definitely possible they’re leaving money on the table either way.
First Alert smoke detector...non replacable battery supposed to last 10 years...dies after 2...for warranty contact, the verify you're human puzzle does not work on 3 different browsers I tried (lemmy.world)
Millions of older workers are nearing retirement with nothing saved (www.msn.com)