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Unmolka,

What would make you think otherwise?

Financial advice needed (with a psychological twist)

I grew up in a blue collar family. We didn’t have much money, but it wasn’t bad. My father always complained about not having enough. My first relationship was with someone who couldn’t handle money and we got into big trouble which I fear still influences me psychologically. So these things shaped me. I am currently in a...

Unmolka,

I’m guilty of this too. I tend to make deals with myself and that works.

You could split the difference and buy it in six months, you’ll have nearly half saved in that time, and your housing situation should be more clear if not settled. I think mentally making the plan gives that future savings a goal and it’s easier to part with.

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