We have all the money in the world. We have more than enough homes to house people, right now. We have an abundance of housing, of resources to build more housing, of everything. What we do not have is a distribution that allows people who need housing to get it. Instead we have a literal Spiders Georg situation where a tiny fraction of the country each own hundreds of homes they don’t live in or even have any intention of living in. This situation is deranged.