Yeah, my girlfriend recently needed a new car since her ancient Ford Fiesta finally kicked the bucket. She decided to limit her budget solidly to shitbox territory because she’d just had some major expenses and didn’t want to owe someone money.
I offered to lend her some money to help her get better offers. She refused – and ended up buying a car that immediately needed a transmission rebuild that cost as much as the car itself. For which I lent her some of the money.