@BudgetBandit Yeah, I wish I could save up the money for it but at the moment I need stuff like my editing to get off the ground in any form of way and can't wait 2 years to save the money for it. I know it's not really a smart move when it comes compared to outright purchasing and heck tomorrow I might be able to phone the company that's doing the deal and see if they can strike up another deal without the Gamepass and Office as I really don't need them for my day to day use, sure office is helpful and maybe I'd use Game Pass in my downtime to mess around with games but not massively interested especially if I already purchase games on Steam and there's free alternative software to office including Google's ones (That I actually prefer).
All I know is this seems to be a beacon towards something that I not only could possibly afford (Only by monthly payments) but also could be a way out of having to do things like monthly payments as well as worrying about money in the future. I know it's a big what if but it's probably the best thing I have atm with my partner up my ass about getting on with my career and stuff.