That kind of comes down to values, though. Does a person value Oreos over honesty and integrity, or do they just enjoy Oreos? Someone might also enjoy most foods, they might prefer to fence, or they might prefer to knit.
TBH if I was filthy rich, I would help my loved ones, keep a decent retirement savings (reasonable), and then probably give the rest away. I would feel pretty bad keeping that kind of money if I knew that other people were starving and homeless. Happier people make for a better society too, imo.