According to the video below, exercising doesn’t actually cause you to burn more calories as your body just chooses to delay non-essential stuff for another time.
As I understand it, if you increase your muscle, your body will burn more calories n a daily basis whereas cardio just burns calories in the current moment.
So focus on eating less calories than you burn (really helps to just cut out the crap and eat “whole food” rather than ultra processed crap - read “ultra processed people” for more info on this). Consume more protein to help muscle growth.
You unfortunately can’t target specific areas for fat burning, it’s pretty random.