As an alternative view, I homebrew and while the cost to get in can be a bit steep, the long term costs are actually pretty good. I looked at the cost to get equipment as a loss and just wrote it off. Electronic kettle and automation was pricey, but luckily I was able to have some costs offset with work benefits. Realistically though, in actual ingredients, between $30-50 USD for 5 gallons of beer and about 8 hours total of time for cleaning, brewing, fermenting and packaging, it’s not too bad.
I tend to be very meticulous though with my brew process, so I haven’t lost a batch, at least not due to contamination. I’ve had some beers that weren’t great, but when you put it in perspective, a 12 ounce serving probably cost me about $0.50 - 1.00. Comparatively, while not great, it was still drinkable and as good as anything I could get for that price.
Being able to make decent sized quantities of good beer to take to parties, give as gifts, and just have on hand really diminishes the hit of the cost of equipment. I feel like it’s been worth it.