yetAnotherUser, 9 months ago Although I’m only vaguely aware of the German laws, I don’t think other EU nations’ laws differ significantly. Here’s the corresponding law: The insurer shall not be obligated to effect payment if the policyholder has intentionally and unlawfully caused the loss suffered by the third party. Source: Since this was clearly negligence, I think they would be fine. After all, they didn’t intend to damage the statue. Gross negligence is still negligence.
Although I’m only vaguely aware of the German laws, I don’t think other EU nations’ laws differ significantly.
Here’s the corresponding law:
The insurer shall not be obligated to effect payment if the policyholder has intentionally and unlawfully caused the loss suffered by the third party.
Source:
Since this was clearly negligence, I think they would be fine. After all, they didn’t intend to damage the statue. Gross negligence is still negligence.