The last pandemic was H1N1 (bird flu) in 2009. Before that was 1968 (H3N2). ^1^ Obviously, this cannot be predicted, which I am sure you know, but just want to troll me on this one.
The statistics, of course, I do not posses (as I am not a health insurance company nor do I work for one). These statistics are mainly maintained by these insurance companies. But like I said, the prices are calculated based on one’s health and chances of an insured event happening. ^2^