I also have 64 GB and yes, it gets used. For very low quantities, mind you, we’re talking couple hundred KB at most, and only if you don’t reboot for extended periods of time (including suspend time).
Creating a big swap is not needed, but if you add one that’s a couple hundred MB you will see it gets used eventually.
You don’t have to create a swap partition, you can create a swap file (with dd, mkswap, swapon and /etc/fstab). You can also look into zswap.
Swap is not meant as overflow “disk RAM”, it’s meant as a particular type of data cache. It can be used when you run out of RAM but the system will be extremely slow when that happens and most users would just reboot.