I found Caleb maybe a month back, and while I am not in the situations he is assisting people with, holy shit is this stuff needed. The USA has no financial literacy education, and poverty is a multigenerational vicious cycle for many various reasons.
Sadly, in many locations (especially Texas where he is based out of) a car is a necessity because of the lack of public transit. A car can quite literally be the difference in being stuck in a depressed town you grew up in or moving up in life. It shouldn’t be this way, but it currently is.