If your city plan allows for it, I swear by no car. Cars are expensive, and if you don’t need a car for your daily errands and your commute, it may be help to consider ditching it altogether and go by bike and bus/train. After all, you don’t need to worry about paying for & maintaining a car if you don’t have one and the responsibility for keeping your ride rolling is handled by the business. And a plain bicycle takes almost no maintenance and runs on whatever you had for breakfast.
Of course, if you live in a place like Florida or Texas or Ontario outside of central Toronto, you’re fucked.