Without root, your options are pretty much limited to what the apps themselves provide.
So things like Tasker should be able to be backed up through the app. You’ll want to make sure you back it up off your device, Google Drive or similar would be most convenient.
I can’t think of any way to get around having to manually reset device settings like fingerprints, and even with a rooted backup of your app data I’d be hesitant to suggest restoring system data across a major version upgrade.
All of that said, I don’t see a major benefit to factory resetting your phone for upgrades unless you’re having issues with the update.