I'll add on here that there's a major difference between
being able to give a resource and be completely unphased
And
Being able to give a resource and now either having to make do without that resource, or be on the edge of insolvency because you gave away the resource.
Even for Americans who are living a little better than paycheck to paycheck, I have read something like 30% of them are one personal disaster away from homelessness, themselves.