Your relationship with your significant other. Some monsters don’t look monstrous. They can use charms and wiles to steal your girl/boy/otherfriend from you if you don’t pay up.
“Scream loudly. Something will surely hear.” This could be epic while the players are trying to take a desperately needed long rest in a dangerous location. They encounter an otherwise harmless gnome or fey or kobold, that makes an outrageous demand. Like the players handing over one of their most valuable magic items. Otherwise they’ll scream.
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