prwnr,

I’m not entirely sure if this fully answers your question or if it’s still accurate, but I came across a graphic comparison a while ago that illustrates how Apple Pay and Google Pay handle payment tokens. According to this infographic, it can be assumed that Apple does not pass every payment through their own servers. As a result, even if they do store some information, it’s likely not much.

https://programming.dev/pictrs/image/607de3c5-b9e2-4cf5-bc27-53ff51957244.jpeg

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