I’m over fifty now and have never been even close to a mass shooting. Outside of a gun range I’ve never heard a gun shot. I’m definitely not middle class or upper middle class and other then a 2 year stretch I’ve never had a problem getting insurance or getting insurance to pay my medical bills.
In the last year my mom has started having a problem with certain medical bills getting paid by insurance. They always pay but sometimes it requires a call or two to the insurance or doctors office to fix it.
It’s amazingly easy to start your own business in the US. The number of opportunities is crazy. That goes for both people who just came to the US and for those that were born here.