I pay for everything but movies and TV shows. Last time I bought TV shows, the service went under and I lost it all. Seasons and seasons and seasons gone. It’s not 1982, I shouldn’t have to deal with freaking discs.
So the only reliable thing is my Emby server. One tap from playing it on any device in the house.
And I don’t have a blu ray drive in my PC, my case doesn’t even support one (again, is it 1982???) so buying and ripping my own discs is out of the picture.
Buying movies and TV shows gives you the worst experience and punishes you. Not to mention almost every damn show these days are cancelled, and I don’t think I’ve seen a movie with a satisfactory ending in like a decade.