Please freeze your credit file at Equifax, Experian and TransUnion. It’s free and you can unfreeze it anytime you want (or whenever you judge its a valid credit check for something you actually requested yourself).
Whether you have a low/medium/good/perfect credit score and are satified with the credit cards and mortgage/loans you already have or lived without ever having a credit card and loans, it is of utmost importance to freeze your credit files to preempt any future identity theft from becoming a life upending disaster.
For the fellow Canadians reading this, freezing your credit file has been enshrined in law in Québec since February 2023. I have frozen mine on the first week of February. However, I am unaware of the availability of that option in other provinces, please check with your bank or provincial service bureau (equivalent to Services Québec here) or directly contact Equifax and TransUnion.