I don’t know how much is puritan vs how much is liability. you always have to think about the brand image and although sex sells, we don’t want our brand associated with it. Crypto was supposed to solve some of the payment stuff, but its just confusing, full of scams, and full or investors turning it into a commodity rather than a currency. There is still cash, and bank transfers, but that only goes so far. I’d be happy to see a more open credit network, but I don’t really think there is a big enough market for someone to try and fill that niche.