If you have loans start paying them now, trust me, I exited college with way way way too much in loans. Anything, literally anything can save you soooooo much money down the line. Extra hundred or two every once in a while can save so much more in interest later, and get you started a bit easier too. After that, just get a savings account up and running. You’ll rest easier knowing you have a few months of rent and groceries in your savings account in case you are ever out of a job.