Take some time every now and then to consider why you're doing the things you're doing. You may do them out of fear, shame, perceived obligation, to avoid doing something else, because your parents want you to, etc. Or you may do them because they genuinely bring you job, help you in some way or make the world a better place.. Anyway, we people are weird creatures. We get stuck in situations, relationships, obligations, bad habits, destructive patterns without realizing what's happening. Try to stay aware, honest to yourself (and others) and keep learning :)
I use Hetzner's Storage Share (which is a nextcloud instance) as my drive and pay around 5€ / mo for 1 TB. Depending on the features you want you could also use their Storage Box which is more like a plain network drive, and cheaper.. like 13€ / mo for 5 TB.
Yup, they never figured me out either.. Ads are annoying and stupid and thinking about how much resources are poured into them and how much everyone's time is wasted makes me angry.
Yup, I've started avoiding gaming forums, mostly stopped following news/rumors and hype trains and I've become "patient gamer". As a result, I pay much less for games and enjoy more the ones I get.
I wanted physical books out of something that was only available as PDFs. So instead of going the sensible route I bought a color laser printer, learnt how to bind books, bought tools and materials, made a simple book binding press and made my own books.
For many companies the majority of operating expenses are related to employees, so they will try to resist raising wages, preferably cutting them and/or firing people (also, union busting)
Product quality will suffer
They'll try to skirt regulations and lobby to overturn them
In capitalism there's no such thing as enough when it comes to ROI so we go back to 6.
Carry ice picks (more like ice awls) with you when you travel on ice. If you fall through ice turn back to the direction you came from and start breaking the ice with your elbows (no use trying to get up as long as the ice is so brittle you can easily break it), then drag yourself up and start rolling away from the hole and trace your steps back. Also, try to get rid of the wet clothes as soon as you can.
Sorry but your examples of the problems are pretty minor and solvable by other means (you can't do much with my credit card details because they require strong authentication which uses one-time passwords). Also, you conveniently leave out all the problems with cryptocurrency. It's not like you're protected in any way. We also do not have any adopted implementation of cryptocurrency that's not slow and super wasteful of resources. So far they've also had the ponzi-scheme problem.. first adopters can become very rich but late-comers get crumbs or lose everything.