My wife and I have a pretty simple method. First, we each have our own bank accounts with our own spending money. Then, we have a joint account that we use for bills. Finally, we have a separate bank that we use for groceries and gas.
With these allocated separately, we can each have our own spending money, and have enough in every other account to take care of what we need. The paycheck just gets split between these in different direct deposit amounts.
The most important thing is to understand your costs, plan them out, and be aware of what comes out and when. Then, you just follow that plan. The biggest part is making sure you know that you can only spend exactly that much on yourself, which is where our individual accounts come in handy. Whatever we want to buy, we can, because we know safely that our needs are taken care of.
Since we have our math to allow more money in than money out, each account (minus our spending ones) accrue their own savings, and can be transferred between at any time. Overall, it works for us.
2023-12.12T21:18-05 for time zone as central. The UTC time zone code at the end just tells you where the time is taken from. Usually Z is used since, well, it’s “universal,” but having a +13 or -06 or whatever else brings context, and allows computers to synchronize the string of text into a comparable time for event logs and such.
I just use hydrogen peroxide. I first use a paperclip with the one leg bent straight so it forms a hook, scoop out what I can, and then use hydrogen peroxide to dissolve the rest. Works like a charm!
I didn’t buy this on Amazon, but the Cirkul water bottles are awesome. Cheaper overall than buying energy drinks, but much better for you, easier to swap out flavors, practically never have to wash them by design, and it keeps me way more hydrated.
Bought mine from Walmart for $20, each drink pod lasts me 3 days at $4/pod, meaning I spend about $9.33/week on average, assuming I drink as much as I do consistently. The energy drinks I like most are about $2.50/each, so that ends up with $17.5/week, and that still means I have to throw it away and find another drink for the rest of the day. This one I just refill with water.
Since the flavor strength can be adjusted with a dial, it suits pretty much anyone, and because turning the dial to 0 means just water, I can easily just switch to plain. Definitely worth the investment.
I think they meant a quarter of the population being illiterate, that is, that fact that such a statistic exists, is “fucking nuts,” not the illiterate population themselves.
So, there’s a balance. If you don’t build enough room to do anything but drive slow to be safe, the moment someone is fast, the chances of a crash are very high.
If you build a road that has too much clearance, you end up with people driving faster, which is okay because there’s more room for people to be out of the way, likely reducing the amount of crashes. The drawback to this is, if people drive faster, the fewer crashes that do occur are at higher speeds, which are more deadly.
So the ratio of number of crashes to severity of crashes is what the end result is.
Granted, I live in the US where single lane country back-roads will have people in trucks going down at 50MPH randomly, so I don’t know if Europeans drive more cautiously. I know their driving tests are more comprehensive for sure.