Skipping past the obvious of paying off debts and buying a decent house, I’d do this:
Found a company to sell tech products (Pinephone, but cooler). Only the best benefits, work environment, basically everything I hate about any job I’ve worked, fixed. I’d hire good people, and make damn sure they’re treated well. After everything is going well and with some kind of charter so they can’t decide to be evil, I’d turn the company over to my employees. I’d step down and become a janitor or something and work ~20 hours a week until I retire.
Whatever money’s left over, if there is any, is given away.
I want to work. I like working. I just want to work somewhere good, ya know?
I’d just buy my employer but they made ~450m Euro after taxes so they might want more than a billion. Also fuck audits.
But if I won the Powerball Jackpot? Honestly, I probably would hire a financial planner but not change my day-to-day. I like my life and already have plenty of money.
Obviously I’d have to tuck a bunch into my kids’ 529s because they would now be completely ineligible for financial aid.
If I had enough money that I can just go “fuck you”, that’s what I’d do. I’d obviously help my family financially, but probably not as a lump sum except to help them buy property to make houses on. But beyond that, I would basically be away and uncontactable. No one would know where I am and what I’m up to except maybe a couple times a year.
The bigger question is actually what type of charity I’d end up doing. I have some distrust for charities, so I’d want to take a more direct approach, so in all likelihood, I’d be helping a number of small creators I believed in to see if they could get a chance at establishing themselves better.
Keep my job, but not stress about being laid off ever again. I like my job right now. Pay off my house. And go on a couple really nice vacations a year.
Same. I honestly don’t think I’d change my lifestyle much, other than not worrying about money. I could pay off my house and buy my mum a house, which would be nice. She’s been renting for most of her life.
A lot of people say they’d quit their job, but I find my job interesting and I’d get bored without a regular thing to do every day that challenges me at least a bit.
I would spent a lot on lobbyists to promote tax on rich people. Then, pay lobbyists to promote taxes on financial transactions. Once it is done, gov will have enough money to provide social security, house for homeless, gods education, heath system,… Better that charity, a social state.
I hope I could have it pay out maybe $1 million a year for 1000 years. If not…
I would find a financial advisor how to save and invest properly so my money could make money. I would give a bunch to my parents and sibling so they don’t have to worry. I’d give a bunch to my extended family. I would give a bunch to my friends. I would restart a nonprofit I was a part of. I would build housing and a support system for unhoused people. I’d buy some medical debt on the market to forgive it. I would lobby a few politicians to do some good things. I would travel some.
Billion dollars invested in stocks pays on average 70 million dollars of interests every year and you get to keep the billion. It’s basically inifite money. That’s how the rich keep getting richer.
There is a comment on “that other site” that goes in detail about what to do. It starts with “You’re fucked” and shows that you really have to be careful who to trust and what to do to not be bankrupt in a few years. I’m on mobile and short on time, but it’s worth reposting here.
Honestly, nothing in my life would change. I would still go to my 9-5 job, then gym, then food, then sleep. But knowing I have a billion dollars in my bank account.
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