Would it make sense to have #CashAwarenessMonth

Maybe December? So we all take money out of banks, at least current month salary, and spend cash only. I think that is something that shouldn’t be hard to do and it would show if we, the people, have any power left to make positive changes for the future or we can just surrender and eat bugs.

Edit:

If I’m trading my only true value, my time, then I want to have 100% control over it, not to depend if some bank would freeze my account and I lost 1/3 of my life irreversible.

Hildegarde,

Credit card companies increased their fees in October. Did they do anything for merchants or cardholders to increase the quality of service a commensurate amount? No. They decided to increase their transaction fees due to greed alone.

You should spend cash, at least at merchants you like. If you pay $20 in cash, the recipient gets $20. If you pay by card the recipient gets significantly less.

miracleorange,

Or you could just put your money in a credit union…

naut,

I was thinking about that, but big ones create crises and consume small credit unions, not sure if they are strong enough

magnetosphere, (edited )
@magnetosphere@kbin.social avatar

Many cashiers would hate this idea. It would slow things down considerably. We’d run out of change all the time. Already I run into problems with people paying for an $8 purchase with a fucking hundred.

That’s a big NO to #CashAwarenessMonth from me.

13esq,

Cashiers get paid the same no matter how many people they serve. The boss isn’t going to shake your hand and tell you well done leave alone pay a bonus for getting x amount of people through the till per hour.

Your employer failing to put adequate change in the till isn’t your problem. The next time someone pays for an $8 purchase with a hundred, chill out and enjoy the unscheduled break.

magnetosphere,
@magnetosphere@kbin.social avatar

It becomes my problem when people have to stand in line too long, and I have to help someone who would have been relaxed but is now in a lousy mood. As you can probably guess, dealing with an agitated customer is more difficult (and more draining) than dealing with a neutral one.

I’m not just pulling this out of my ass. I’ve been on when the Internet failed, we couldn’t take credit cards, and “CashAwarenessMonth” actually happened. Trust me, we were all very aware of what a clusterfuck it was.

The amount of cash put in the till is determined by corporate, and monitored as if lives depended on it. My manager (who is actually a decent guy) does not have the authority to change that number, and will likely get fired if he does.

Plus, carefully counting out change instead of just watching someone swipe a card isn’t much of a “break”.

This is a terrible idea. If you can’t make the point without shitting on the little guy, maybe the point shouldn’t be made. This “ideology at any cost” bullshit is what conservatives do. Progressives actually give a damn about people, remember?

theshatterstone54,

Now you see, if you just said something like “I’m tired of banks creating money out of thin air and getting bailouts when they gamble and lose, so how about we show them they should value us more instead of ruining our economy like with the 2008 crash, because if we all pull our money out they have no money left, like if all people in the world stopped paying taxes for a year, or stopped believing in money, the governments would be incapable of detaining you or that people should not be afraid of governments, corporations and their employers, instead the above should be scared of the people” I would’ve been all in, but with the direction you took it, I think I’ll pass. Oh wait.

naut,

deleted_by_author

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  • static_dragon,

    “I’m not good at politics “, no shit Sherlock, or monetary theory

    scrubbles,
    @scrubbles@poptalk.scrubbles.tech avatar
    TigrisMorte,

    I found the mugger that thinks cashless is damaging their business! ^

    TH1NKTHRICE,
    Davel23,

    I think you'd be better off pushing for a mental health awareness month...

    naut,

    Interesting thought, there were no mental health issues in rural areas, when you need to get up early and do some work in the field to feed your family. Mental issues are product of this newer way of life. Not sure why, but guessing we are getting farther from the nature we were evolved and our mind can’t keep up. Not talking about clinical mental issues caused by genetics, simple depression, anxiety and those new/modern illness.

    Pepsi,

    so nobody in a rural town was ever ‘slow’, ‘different’, or ‘blessed’, right?

    naut,

    I did say I’m not talking about genetic diseases, I clearly said depression, anxiety and similar modern illness. Depression is not being ‘slow’ or ‘different’, it is not be able to meet expectations you think others have from you, Anxiety is fear of future, those are illness induced by fear.

    xmunk,

    Yup, depression never existed in pastoral settings.

    Anything else you think needed a casual erasure while we’re at it?

    naut,

    No, I actually lived in village and I know how life looks there

    Pepsi,

    Lol tell me you’ve never read The Grapes of Wrath without telling me you’ve never read The Grapes of Wrath

    miracleorange,

    Good to know that my panic disorder that causes random panic attacks is just a product of our new-fangled world.

    Pepsi,

    i’m not talking about those mental health issues, just the ones i don’t believe in

    jmcs,

    Dude, I grew up in a rural area, people living there are the ones that need more awareness of mental health issues. Just because someone isn’t diagnosed and under proper treatment doesn’t mean they aren’t ill.

    Devi,

    Do you know how common suicide is among farmers??

    naut,

    maybe because govs are trying to destroy them? I think that is another issue

    naut,
    davel,
    @davel@lemmy.ml avatar
    MrFunnyMoustache,

    Why though? What’s the benefit?

    naut,

    To show that you care for your life time you gave away.

    MrFunnyMoustache,

    I don’t quite understand what you mean by that…

    naut,

    You just stay good citizen and hope you will never find out. Hope they will not push you for something you care enough to break.

    naut,

    can’t find other video link, but this guy explain some reasons

    Robert F. Kennedy Jr Says the Truckers Protest in Canada Highlights the Dangers of CBDC

    “When I watched that happen I recognized that freedom of currency is as important as freedom of speech”

    twitter.com/i/status/1662657433167175681

    Pepsi,

    so your entire argument is hinged on “this guy says we should do it”. 🐑

    ryathal,

    One benefit would be people becoming more conscious of their spending, probably not OPs goal though.

    davel,
    @davel@lemmy.ml avatar

    I suspect you have some unhinged notions about banks and/or the government and/or cashless transactions, but because you didn’t say why we should do this thing you suggest, I don’t know what specific unhinged notions you have.

    naut,

    Are you willing to try or analyze me? There are many other things on topic you can analyze. Why you have the need to know my reasons, mind yourself. And I explain some of concerns is some replies, but that is not important, those would be my reasons, you should have yours if you have.

    Deceptichum,
    @Deceptichum@kbin.social avatar

    "eat bugs" is alt-right fear mongering, so yeah I'd back your unhinged notions theory.

    naut,

    I replied above, but he is putting some reasons, maybe he is smarter than me

    Robert F. Kennedy Jr Says the Truckers Protest in Canada Highlights the Dangers of CBDC

    “When I watched that happen I recognized that freedom of currency is as important as freedom of speech”

    twitter.com/i/status/1662657433167175681

    lolcatnip,

    Unhinged notions confirmed.

    davel, (edited )
    @davel@lemmy.ml avatar

    The “digital dollar” is a bullshit marketing term. Everyone knows that the vast majority of Canadian & US dollars are already digital ones. Conspiracy theorists have morphed a bullshit marketing gimmick into… whatever they’ve morphed it into; I don’t listen to them so I couldn’t say.

    RFK has all sorts of batshit ideas, like his antisemitic and antivax ones.

    Kit,

    Maybe I’m old-school, but every paycheck I take out a few hundred to act as my spending money. I mostly frequent small businesses and I know they prefer cash to avoid fees (and possibly taxes but that’s none of my business). It also helps with budgeting.

    Appoxo,
    @Appoxo@lemmy.dbzer0.com avatar

    Just notice how much you got and not spend anything besides the absolute necessary like cooking groceries (no sweets, etc.) and non-essential services like Netflix, going out, eating out.
    No need to take money from the bank and risk a 3000€ pay check running around.

    naut,

    I’m good with managing my finances, this is more awareness thing, will it be supported by politics, if not, why, will there be some resistance. I would like to see how they value our cash. Will banks introduce more withdraw limits and so on. I would like to see posters on bus stations. You know like trans, pride, vegan, black,… and cash awareness month. Would be good to have family month, but not everyone has one, and people care more about money than their families in recent times.

    Appoxo,
    @Appoxo@lemmy.dbzer0.com avatar

    Dude. Just set the limit yourself.
    And for anyone with spending problems: Make it as uncomfortable to spend money as possible in digital form like a physical TAN generator for bank transfer or 2FA entry on PayPal.
    Makes you think more about your spending.

    naut,

    I’m not talking about spending, but controlling your money you earn in exchange for your life time that. Money comes and goes, but your time is spent only once. If you don’t have control of your money and bank freeze your account because you are evil farmer, then what is your life worth?, you could just do nothing instead, not getting to work every morning and not spending time with your children.

    Appoxo,
    @Appoxo@lemmy.dbzer0.com avatar

    If you manage to get your account freezed, you have way other problems.

    Bit paranoid?

    SandbagTiara2816,

    Two questions:

    1. Eating bugs is not an abnormal human behavior, and it is not uncommon in cuisine across the world. So I don’t see how that’s a negative thing, inherently?
    2. How would using cash translate into a message of “people power”? You’re still paying the same amount of the same currency for the same product, just in a different form.
    naut,

    I don’t know, but I would like to try, we don’t know what we can loose or gain, we only cry when we have issues and we don’t have solution or power to make difference, and it is just awareness month, no biggie

    SandbagTiara2816,

    I mean, you’re more than welcome to try! I’m just curious why this issue in particular strikes you as a high priority

    naut,

    I was thinking about few ideas, but all of them are maybe too radical, this one seams easy to do. And if we ask politicians for support we can get interesting answers and reactions. Just few days ago I saw that is “Vegan month”, didn’t know about it, but someone printed those posters and rent ad space on bus stops. Who is pushing all other awareness months? Let’s see if we can push one. It is not high priority, just curious if there is a will, and if not, why not.

    Devi,

    There's a vegan month cause people want to raise awareness of veganism/animal welfare. They want to promote people to make that change.

    What awareness is there having your pockets heavy with change?

    naut,

    I’ve learn in school that humans always eat meat, and tribes that had more resources were stronger. There are some proteins that we can get only from meat. But I have feeling it is not about choice. They want to remove meat all together. Same with cash. I still don’t know why, and I don’t want to know. I just want to be inline with nature as I evolved and born.

    Devi,

    I disagree strongly with your view on that.

    Still not sure why you think cash needs a month?

    naut,

    Because it is disappearing and money is only what is left when you trade your life time. If I’m trading my only true value, my time, then I want to have 100% control over it, not to depend if some bank would freeze my account and I lost 1/3 of my life irreversible.

    Imgonnatrythis,

    That’s fine. I can get that. For many of us though we are so worried about surviving and providing for others that it would be very hard / determinental to take this stand at the loss of compound interest which can hopefully become like a future source of sustainable income in and of itself. So go and do it, but few people in a tough economy can afford to join you so maybe just make it kind of your own thing.

    Devi,

    If you're doing things that mean the bank might freeze your account then you can keep it in cash. Most criminals do this for that reason.

    naut,

    I don’t think you need to be criminal for gov not like you

    Devi,

    I didn't say that. Two sentences there.

    Deceptichum,
    @Deceptichum@kbin.social avatar

    Sounds like you need to go back to school.

    We have cultures that have been living on vegan diets for thousands of years and they still exist. Obviously not dying from lack of nutritional needs or being weaker than neighbouring groups.

    If you want to truly be in line with nature we evolved, you'd hop off line and go live in plains of North-East Africa. You don't, you just want to repeat right-wing talking points and other insanities detached from reality.

    naut,

    I don’t know nothing about right/left wing, not US citizen, and my family grows food. Currently I’m not, but in few years I will. But if they ban farms, take the land, ruin soil with pesticide, there will be no healthy food or soil will be damaged to grow any. You will be forced to buy. Anyway, offtopic

    naut,
    Deceptichum,
    @Deceptichum@kbin.social avatar

    Epoch Times is Falun Gong (basically Chinese Scientology) ran bullshit.

    Also that 'UN's gonna take over the world and make us eat bugs' article is further evidence of your alt-right 'globalist' bullshit showing.

    naut,

    sure, whatever makes you calm, here is another screenshot with original message by original author, you might like it, I don’t, and it is OK to disagree lemmy.ml/comment/5802975

    naut,

    one more reason

    Robert F. Kennedy Jr Says the Truckers Protest in Canada Highlights the Dangers of CBDC

    “When I watched that happen I recognized that freedom of currency is as important as freedom of speech”

    twitter.com/i/status/1662657433167175681

    Deceptichum,
    @Deceptichum@kbin.social avatar

    Mate.

    You are neck fucking deep in this alt-right shit, why do you think sharing more insane conspiracies would improve anyone’s perception of you right now?

    naut,

    what conspiracies, account was frozen, that is the fact

    Pepsi,

    no, but how about a youtube video!

    bigMouthCommie,
    @bigMouthCommie@kolektiva.social avatar

    >We have cultures that have been living on vegan diets for thousands of years and they still exist.

    no. we don't. why would you lie about this?

    Deceptichum,
    @Deceptichum@kbin.social avatar

    The Indus Valley people and their descendants disagree strongly with you there.

    eezeebee,
    @eezeebee@lemmy.ca avatar

    Why?

    The majority of my expenses come out with direct deposit and can’t be paid with cash even if I wanted to.

    naut,

    well, that is why, you answered it, but it would be awareness month, nothing is mandatory, do whatever you can, pay coffee with cash

    KevonLooney,

    You’ll just find out how little banks care about retail customers. What do you think happens to the cash you give to the coffee shop? They put it in the bank. They use it to pay suppliers who put that money in a different bank.

    People are the same. The barista takes their cash tips and spends them. Those businesses put their money in their bank account and buy supplies or pay workers. Their suppliers do the same.

    Banks do not care about your $5 for coffee, they care about the coffee shop.

    wreckedcarzz,
    @wreckedcarzz@lemmy.world avatar

    Breaking news: people spend money. Back to you, Jill.

    naut,

    Braking news: people trade life time for money, is money real, is life real. Back to you, Jack.

    Pepsi,

    how can mirrors be real if our eyes aren’t real?

    naut,

    we still don’t know what is photon… let alone light and mirrors… where did you go? Money/life relation is your life time is your only true value you have to trade and you can’t get it back, so you better trade it for something real that can’t easily be taken away or at least have something in your hands (cash) so you can defend it

    naut,

    We can only guess, that is why I would like to try. There is reason why banks are putting limits how much money you can get out in one day. It is not just about “security”. But if we don’t try we can only speculate and argue in circles.

    Is there any bad side you see in this awareness month other than you should have some cash with you?

    Edit: Maybe you will not spend all money same day, so there might be liquidity issues. I assume it will not be unsustainable for banks, but I’m interested in their reactions. Also, I think we need to protect cash while we can.

    KevonLooney,

    I’m just letting you know that a free checking account with $1000 in it actually loses money for banks. They would be happy to close the account for you. Removing the money will not faze them at all.

    Savings accounts with more than $10K, small business accounts, CDs, and commercial accounts are more valuable in that order. Banks are doing you a favor by offering you a cheap bank account.

    Using only cash opens you up to theft and loss. This is a problem for immigrants who can’t get bank accounts or are afraid of banks.

    naut,

    I don’t know, I remember times when you would get 10 - 11% just for regular saving, keeping money in the bank. Now you saying they are making me favor with cheep account. What are their cost when I give them my money. And most of the value is not in cash, it is virtual. So I would like to see actual reaction instead of speculating. There was also in recent times when you could get paid in cash, you still have that right, but other new laws demands employer to do all business over banks, so even you have that right employer can’t do it, that is strange for me.

    eezeebee,
    @eezeebee@lemmy.ca avatar

    It’s just adding inconvenience to something trivial.

    If you want a month dedicated to something, that something should be a good reason. People are already aware that cash exists.

    I have no idea why you want me to use cash - do you think enough of us withdrawing cash will scare banks?

    naut,

    But we were not aware that banks can hold your money and take it away from you. That was new to me.

    eezeebee,
    @eezeebee@lemmy.ca avatar

    Can you provide an example of that?

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